FIRE Planning
Define your retirement number, select Lean, Regular, Coast, or Fat FIRE, and build accumulation and withdrawal strategies calibrated to Indian inflation, taxes, healthcare costs, and lifestyle goals.
Build a retirement plan that works through Indian inflation, tax rules, market cycles, and changing family goals. iVentures Wealth helps professionals, founders, NRIs, and HNI families define their retirement corpus, structure investments, create passive income, and preserve wealth with fee-only, SEBI-registered advice focused on long-term financial independence.
Comprehensive retirement advisory for corpus building, income generation, tax efficiency, and long-term family wealth security.
Define your retirement number, select Lean, Regular, Coast, or Fat FIRE, and build accumulation and withdrawal strategies calibrated to Indian inflation, taxes, healthcare costs, and lifestyle goals.
Get fee-only, open-architecture portfolio advice across equity, debt, mutual funds, ETFs, PMS, AIFs, real estate, and global investments aligned to retirement timelines.
Create regular retirement cash flow through SWPs, dividend portfolios, REITs, InvITs, bond ladders, rental yield strategies, and USD-denominated income options for NRIs.
Build and diversify long-term net worth using disciplined SIPs, strategic asset allocation, global exposure, alternatives, and inflation-adjusted goal tracking for retirement readiness.
Plan retirement withdrawals, capital gains, DTAA benefits, FEMA compliance, GIFT City structures, 54EC reinvestment, and NRI taxation with coordinated tax-aware advisory.
Protect your retirement legacy with wills, trusts, lifetime gifting, succession planning, cross-border inheritance coordination, and wealth transfer strategies for future generations.
We begin by understanding your target retirement age, desired lifestyle, family responsibilities, healthcare expectations, and India or NRI residency context. This creates a practical baseline for corpus sizing and planning priorities.
Helping affluent families, founders, CXOs, and NRIs plan retirement with clarity and confidence.
Retirement planning requires discipline, fiduciary advice, and a long-term partner.
Fee-only advisory under SEBI RIA regulations, with no commissions or product trail income.
Serving Indian affluent families since 2005 through multiple market cycles and regulatory changes.
CFA-led research supports portfolio construction, asset allocation, and retirement income decisions.
Plans account for Indian inflation, taxation, FEMA rules, and NRI cross-border complexities.
Experienced leadership for retirement and wealth decisions.
Founder & Director
Nirmal A Bansal is the Founder and Director of iVentures Wealth, bringing over two decades of experience in wealth advisory and capital markets. He established iVentures Wealth in 2005 with a vision to provide true fiduciary services to affluent investors across India. An alumnus of UCLA Anderson School of Management and a former Merrill Lynch professional, Nirmal has deep expertise in family office advisory and institutional investing. Under his leadership, iVentures has grown to manage over ₹1200+ Cr in assets, serving 150+ affluent families, UHNIs, CEOs, and corporates. Nirmal is committed to building lasting financial legacies through personalized strategies, transparent advice, and unwavering client partnerships that transcend market cycles.
Head of Research, Executive Director
Krishna Makhariya serves as Head of Research and Executive Director at iVentures Wealth, where he drives the firm's investment research strategy and portfolio construction. A CFA charterholder, Krishna brings extensive expertise in equity research, macro analysis, and building data-driven investment strategies for high-net-worth clients. His rigorous, research-first approach ensures that every investment decision is grounded in thorough analysis and aligned with each client's financial objectives. As a key member of iVentures' award-winning leadership team, Krishna plays a pivotal role in maintaining the firm's strong track record and its reputation as a SEBI-registered, research-driven advisory firm serving UHNIs, family offices, and corporates across India.
Executive Director
Rishi Kapur is an Executive Director at iVentures Wealth, specializing in client relationship management and investment execution for ultra-high-net-worth individuals and families. With a strong background in financial markets, wealth structuring, and personalized advisory, Rishi is dedicated to delivering tailored solutions that align with each client's unique goals and risk profile. He plays a central role in ensuring that iVentures' clients receive consistent, high-quality guidance across all aspects of their financial journey. Rishi's commitment to building meaningful, long-term partnerships reflects the firm's core philosophy of treating wealth management as a relationship rather than a transaction, earning the trust of CEOs, CXOs, founders, and affluent families across India.
Executive Director, Compliance Officer
Nitin Jindal serves as Executive Director and Compliance Officer at iVentures Wealth, bringing deep expertise in portfolio management, client solutions, and regulatory compliance. As a core member of the firm's leadership team, Nitin is instrumental in building and strengthening iVentures' advisory and execution capabilities. He ensures that all client strategies are implemented with precision while maintaining the highest standards of regulatory adherence as a SEBI-registered investment advisory firm. Nitin's dual focus on portfolio excellence and compliance reflects iVentures' commitment to transparent, conflict-free wealth management. His work directly supports the firm's mission to provide trustworthy, fiduciary-grade services to UHNIs, corporates, and family offices across India.
A retirement plan consultant helps you define your retirement goals, estimate the corpus required, design an investment strategy, and create a withdrawal or income plan. At iVentures Wealth, this includes inflation-adjusted projections, tax-aware portfolio construction, FIRE planning, passive income strategies, risk management, and periodic reviews to keep your plan aligned with changing markets and life goals.
Speak with a SEBI-registered advisor about your retirement plan.
Regulated investment advice under SEBI framework.
Research leadership backed by CFA credentials.
Recognized for wealth advisory excellence in 2022.
Share your retirement goals, current portfolio, and key concerns. The iVentures Wealth team will help you understand the next steps toward a structured, tax-aware, long-term plan.
For immediate assistance, feel free to give us a direct call at +91 99999 85113. You can also send us a quick email at wealth@iventures.in.
For immediate assistance, feel free to give us a direct call at +91 99999 85113. You can also send us a quick email at wealth@iventures.in.
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