Retirement Planning
Structured planning for sustainable post-retirement cash flow, corpus protection, healthcare buffers, withdrawal strategies, and longevity risk management tailored to each senior’s lifestyle and family responsibilities.
Plan retirement income, preserve family wealth, and simplify complex financial decisions with senior-focused guidance from iVentures Wealth. Our SEBI-registered, fee-only advisory model helps retirees and older investors align investments, estate plans, tax strategy, and cash flow with real-life priorities—security, clarity, legacy, and confidence through changing market cycles.
Comprehensive senior-focused advisory for retirement income, asset protection, legacy transfer, and tax-aware portfolio decisions.
Structured planning for sustainable post-retirement cash flow, corpus protection, healthcare buffers, withdrawal strategies, and longevity risk management tailored to each senior’s lifestyle and family responsibilities.
Guidance on wills, trusts, lifetime gifting, wealth transfer, cross-border inheritance, and family legacy planning to reduce probate friction, tax leakage, and dispute risk.
Specialized fixed-income advice across G-Secs, SDLs, 54EC bonds, tax-free bonds, SGBs, corporate bonds, and NCDs, matched to cash-flow needs and risk tolerance.
Cash-flow-first portfolio design using SWPs, dividend strategies, REITs, InvITs, bond ladders, rental-yield assets, and regulated income-oriented investments.
A unified family balance sheet that brings together bank accounts, demat accounts, mutual funds, insurance, real estate, overseas assets, and family holdings.
Tax-aware advisory covering capital gains, 54EC and 54F strategies, TDS planning, DTAA considerations, FEMA compliance, and cross-border coordination where relevant.
For seniors, financial advice is not just about returns—it is about dependable income, medical preparedness, family continuity, and peace of mind. iVentures Wealth combines fee-only investment advisory, estate planning, tax optimization, and consolidated reporting to help retirees make informed decisions without product commissions or hidden incentives shaping recommendations.
Helping affluent families and retirees simplify wealth decisions, protect income, and plan lasting legacies.
"Working with iVentures has been transformative for my financial journey. Their personalized approach and deep understanding of wealth management helped me achieve my goal of 10X net worth growth. The CFA team's expertise is unmatched."
"The investing decisions I made along with iVentures Private Wealth team, have yielded great results so far! Brilliant team led by Nirmal Bansal."
Senior investors deserve transparent advice, disciplined research, and guidance aligned with their long-term wellbeing.
SEBI-registered RIA model with no commissions, kickbacks, trail income, or product-shelf restrictions.
Established in 2005, with deep experience through multiple market cycles and retirement transitions.
CFA-led investment research supports portfolio construction, risk assessment, and disciplined allocation decisions.
Integrated estate, tax, succession, and family governance support for wealth that spans generations.
Experienced leaders guiding families with research-backed wealth advice.
Founder & Director
Nirmal A Bansal is the Founder and Director of iVentures Wealth, bringing over two decades of experience in wealth advisory and capital markets. He established iVentures Wealth in 2005 with a vision to provide true fiduciary services to affluent investors across India. An alumnus of UCLA Anderson School of Management and a former Merrill Lynch professional, Nirmal has deep expertise in family office advisory and institutional investing. Under his leadership, iVentures has grown to manage over ₹1200+ Cr in assets, serving 150+ affluent families, UHNIs, CEOs, and corporates. Nirmal is committed to building lasting financial legacies through personalized strategies, transparent advice, and unwavering client partnerships that transcend market cycles.
Head of Research, Executive Director
Krishna Makhariya serves as Head of Research and Executive Director at iVentures Wealth, where he drives the firm's investment research strategy and portfolio construction. A CFA charterholder, Krishna brings extensive expertise in equity research, macro analysis, and building data-driven investment strategies for high-net-worth clients. His rigorous, research-first approach ensures that every investment decision is grounded in thorough analysis and aligned with each client's financial objectives. As a key member of iVentures' award-winning leadership team, Krishna plays a pivotal role in maintaining the firm's strong track record and its reputation as a SEBI-registered, research-driven advisory firm serving UHNIs, family offices, and corporates across India.
Executive Director
Rishi Kapur is an Executive Director at iVentures Wealth, specializing in client relationship management and investment execution for ultra-high-net-worth individuals and families. With a strong background in financial markets, wealth structuring, and personalized advisory, Rishi is dedicated to delivering tailored solutions that align with each client's unique goals and risk profile. He plays a central role in ensuring that iVentures' clients receive consistent, high-quality guidance across all aspects of their financial journey. Rishi's commitment to building meaningful, long-term partnerships reflects the firm's core philosophy of treating wealth management as a relationship rather than a transaction, earning the trust of CEOs, CXOs, founders, and affluent families across India.
Executive Director, Compliance Officer
Nitin Jindal serves as Executive Director and Compliance Officer at iVentures Wealth, bringing deep expertise in portfolio management, client solutions, and regulatory compliance. As a core member of the firm's leadership team, Nitin is instrumental in building and strengthening iVentures' advisory and execution capabilities. He ensures that all client strategies are implemented with precision while maintaining the highest standards of regulatory adherence as a SEBI-registered investment advisory firm. Nitin's dual focus on portfolio excellence and compliance reflects iVentures' commitment to transparent, conflict-free wealth management. His work directly supports the firm's mission to provide trustworthy, fiduciary-grade services to UHNIs, corporates, and family offices across India.
A senior financial advisor helps older investors and retirees manage retirement income, preserve capital, plan taxes, organize assets, and transfer wealth efficiently. At iVentures Wealth, this can include investment advisory, bond ladders, SWP planning, estate planning, family balance-sheet consolidation, and coordination around wills, trusts, and cross-border inheritance where needed.
Speak with a fiduciary advisor about your family’s next steps.
Regulated fiduciary investment advisory framework.
Globally recognized investment research credential.
Recognized for trusted wealth leadership.
Share your goals, concerns, and current portfolio details. Our team will help you understand the right advisory path for retirement income, estate planning, tax efficiency, and long-term family security.
For immediate assistance, feel free to give us a direct call at +91 99999 85113. You can also send us a quick email at wealth@iventures.in.
For immediate assistance, feel free to give us a direct call at +91 99999 85113. You can also send us a quick email at wealth@iventures.in.
This material is confidential and intended solely for the personal use of the recipient. Any reproduction, distribution, or dissemination without prior written authorization from I VENTURES CAPITAL PRIVATE LIMITED is strictly prohibited. The information contained herein is for informational and educational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any financial products. It is not intended to serve as the basis for any investment decision or to substitute for professional advice. We recommend consulting with a SEBI-registered investment advisor before making any financial decisions. While every effort has been made to ensure that the information provided is accurate and up to date, I VENTURES CAPITAL PRIVATE LIMITED makes no representations or warranties, express or implied, as to the completeness, accuracy, or reliability of the content. The firm assumes no liability for any direct or indirect loss or damage arising from reliance on this information. All investments carry inherent risks, including but not limited to market risk, credit risk, interest rate risk, concentration risk, and liquidity risk. Investment products are subject to price fluctuations and may result in gains or losses. Diversification does not ensure a profit or protect against loss in declining markets. Investors should assess their risk appetite, investment horizon, and financial goals before making any investment. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI, enlistment as IA with Exchange and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors. Securities mentioned here are for Illustrations only and are not recommendatory. Past performance is not indicative of future results as well.
The securities quoted, if any, are for illustration only and are not recommendatory. Registration granted by SEBI (INA000019026), BSE IA Enlistment (2148) and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to Investors/ Clients.
This document is intended to serve only as a general source and shall not be construed as a form of recommendation.
I VENTURES CAPITAL PRIVATE LIMITED (CIN: U74900DL2009PTC188312) : SEBI Reg. No. - NSE Cash: INB231356735 | NSE F&O: INF231356735 | NSE Currency Derivative: INE231356735 | MCX-SX: INE261356735
SEBI Reg. No. - BSE Cash: INB011356731 | BSE F&O: INF011356731 | IN-DP-221-2016 DP ID-12067500
© 2026 I VENTURES CAPITAL PRIVATE LIMITED. All rights reserved. Wealth services offered under the brand iVentures Wealth.