About This Tool
This XIRR calculator mutual fund tool uses Newton-Raphson on dated cash flows — negative for investments, positive for redemptions or current value.
Cash flows
Negative = investment, positive = redemption / current value
Results
XIRR
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Total Invested
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Outflows / Value
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Book a Wealth Session →Frequently Asked Questions
What is XIRR and how is it different from CAGR?
XIRR annualises irregular dated cash flows; CAGR uses only start and end values.
Why does my XIRR differ from the mutual fund's stated returns?
Fund returns assume fixed flows; your personal timing differs.
What is a good XIRR for a mutual fund SIP?
Compare to benchmark XIRR over the same dates.
Can XIRR be negative?
Yes — if market falls or flows are poorly timed.
How do I calculate XIRR for partial withdrawals?
Add positive flows on withdrawal dates and terminal value on the latest date.