About This Tool
This retirement corpus calculator India estimates the investable assets you need at retirement, net of existing savings and ongoing SIPs. Adjust inflation, post-retirement returns, and longevity to stress-test your plan.
Your inputs
Results
Monthly Expenses at Retirement
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Corpus Required
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Projected at Retirement
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SIP to Close Shortfall
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Book a Wealth Session →Frequently Asked Questions
What is the ideal retirement corpus for an HNI in India?
Often ₹5–15 crore+ in financial assets, depending on city, lifestyle, and medical costs.
How does inflation erode retirement savings?
Expenses compound upward; this model inflates monthly costs until retirement and through retirement years.
What is the 25x rule for retirement?
Annual expenses × 25 approximates a 4% withdrawal corpus — a US rule of thumb; adjust for India.
Should I include real estate value in my retirement corpus?
Include only investable or income-producing portions; primary residence is usually excluded.
How does iVentures help with early retirement planning?
We model cash flows, tax, and product mix across PMS, MF, bonds, and alternatives.