About This Tool
Compare NPS vs UPS calculator outputs for corpus, annuity, and assured pension based on Basic pay, service years, and growth assumptions. Illustrative only — confirm with establishment rules.
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NPS Corpus at 60
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Annuity/mo: —
UPS Assured Pension
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Book a Wealth Session →Frequently Asked Questions
What is the Unified Pension Scheme (UPS)?
A defined-benefit style option for eligible government employees introduced in 2024.
Can I switch from NPS to UPS?
Eligibility and windows are policy-driven — verify with your department.
Is UPS available for state government employees?
Rollout varies by state — check local notifications.
How is assured pension under UPS calculated?
Typically linked to average Basic+DA and service length — modelled illustratively here.
What happens to my NPS corpus if I choose UPS?
Rules govern portability and commutation — seek official guidance.