About This Tool
This HRA exemption calculator applies the minimum-of-three rule under Section 10(13A) for metro and non-metro cities. FY 2025-26; old regime only.
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HRA Exemption
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Annual Exemption
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Tax Saved (30%)
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Book a Wealth Session →Frequently Asked Questions
Can I claim HRA and home loan deduction simultaneously?
Yes under old regime subject to conditions; rent and owned property rules apply.
What documents do I need for HRA exemption?
Rent receipts, PAN of landlord if required, and employer declaration.
Is HRA available in the new tax regime?
No — HRA exemption applies under the old tax regime.
What if my landlord is a family member?
Rent must be genuine and documented; tax officers may scrutinise related-party rent.
Is rent paid to parents eligible?
Yes if paid actually and supported by documentation.