/* iVentures financial calculators — navy/gold tool theme (hybrid with site header/footer) */
:root {
  --calc-navy: #0a1628;
  --calc-gold: #c9a84c;
  --calc-gold-light: #e8c97a;
  --calc-cream: #f8f5ef;
  --calc-muted: #6b7280;
  --calc-border: #e5e0d8;
  --calc-surface: #f2ede4;
  --calc-card-shadow: 0 4px 24px rgba(10, 22, 40, 0.08);
}

body.calc-page {
  background: var(--calc-cream);
  font-family: "DM Sans", "Plus Jakarta Sans", sans-serif;
  color: var(--calc-navy);
}

body.calc-page #navbar {
  background: rgba(10, 22, 40, 0.92);
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.15);
}

body.calc-page #navbar.scrolled {
  background: rgba(10, 22, 40, 0.98);
}

body.calc-page #navbar .nav-link,
body.calc-page #navbar .has-dropdown > .nav-link {
  color: rgba(255, 255, 255, 0.9);
}

body.calc-page #navbar .logo-img {
  filter: none;
}

.calc-breadcrumb {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.55);
  margin-bottom: 1rem;
}

.calc-breadcrumb a {
  color: var(--calc-gold-light);
  text-decoration: none;
}

.calc-breadcrumb a:hover {
  text-decoration: underline;
}

.calc-hero {
  background: var(--calc-navy);
  color: #fff;
  padding: 6.5rem 0 3rem;
  position: relative;
  overflow: hidden;
}

.calc-hero::before {
  content: "";
  position: absolute;
  top: -80px;
  right: -80px;
  width: 280px;
  height: 280px;
  background: radial-gradient(circle, rgba(201, 168, 76, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.calc-hero .container {
  position: relative;
  z-index: 1;
}

.calc-badge {
  font-family: "DM Mono", monospace;
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--calc-gold);
  margin-bottom: 0.75rem;
  display: inline-block;
}

.calc-hero h1 {
  font-family: "Playfair Display", serif;
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
  max-width: 720px;
  margin-bottom: 0.75rem;
}

.calc-hero-sub {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.72);
  max-width: 640px;
  line-height: 1.6;
}

.calc-sebi {
  margin-top: 1.5rem;
  font-family: "DM Mono", monospace;
  font-size: 0.72rem;
  color: rgba(255, 255, 255, 0.45);
}

.calc-main {
  padding: 2.5rem 0 4rem;
}

.calc-about {
  background: #fff;
  border: 1px solid var(--calc-border);
  border-radius: 12px;
  padding: 1.5rem 1.75rem;
  margin-bottom: 2rem;
  box-shadow: var(--calc-card-shadow);
}

.calc-about-label {
  font-family: "DM Mono", monospace;
  font-size: 0.7rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--calc-gold);
  margin-bottom: 0.5rem;
}

.calc-about p {
  font-size: 0.95rem;
  line-height: 1.75;
  color: #374151;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  align-items: start;
}

@media (max-width: 900px) {
  .calc-grid {
    grid-template-columns: 1fr;
  }
}

.calc-panel {
  background: #fff;
  border: 1px solid var(--calc-border);
  border-radius: 12px;
  padding: 1.5rem;
  box-shadow: var(--calc-card-shadow);
}

.calc-panel h2 {
  font-family: "Playfair Display", serif;
  font-size: 1.25rem;
  margin-bottom: 1.25rem;
  color: var(--calc-navy);
}

.calc-field {
  margin-bottom: 1.25rem;
}

.calc-field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 500;
  color: #374151;
  margin-bottom: 0.5rem;
}

.calc-field-row {
  display: flex;
  gap: 0.75rem;
  align-items: center;
}

.calc-field input[type="number"],
.calc-field input[type="date"],
.calc-field select {
  width: 110px;
  flex-shrink: 0;
  padding: 0.45rem 0.6rem;
  border: 1px solid var(--calc-border);
  border-radius: 8px;
  font-family: "DM Mono", monospace;
  font-size: 0.85rem;
}

.calc-field input[type="range"] {
  flex: 1;
  accent-color: var(--calc-gold);
  height: 6px;
}

.calc-results {
  background: var(--calc-navy);
  border-radius: 12px;
  padding: 1.5rem;
  color: #fff;
  border-left: 3px solid var(--calc-gold);
}

.calc-results h2 {
  color: var(--calc-gold-light);
  font-family: "Playfair Display", serif;
  font-size: 1.15rem;
  margin-bottom: 1rem;
}

.calc-metric {
  margin-bottom: 1rem;
}

.calc-metric-label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.55);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.2rem;
}

.calc-metric-value {
  font-family: "DM Mono", monospace;
  font-size: 1.1rem;
  color: #fff;
}

.calc-metric-value--hero {
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--calc-gold-light);
  font-weight: 500;
}

.calc-metric-sub {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.45);
  margin-top: 0.15rem;
}

.calc-chart {
  margin-top: 1.25rem;
  width: 100%;
  min-height: 160px;
}

.calc-chart svg {
  width: 100%;
  height: auto;
  display: block;
}

.calc-insight {
  background: var(--calc-surface);
  border-left: 3px solid var(--calc-gold);
  border-radius: 8px;
  padding: 1.25rem 1.5rem;
  margin-top: 2rem;
}

.calc-insight h3 {
  font-family: "Playfair Display", serif;
  font-size: 1.05rem;
  margin-bottom: 0.5rem;
  color: var(--calc-navy);
}

.calc-insight p {
  font-size: 0.92rem;
  line-height: 1.7;
  color: #374151;
}

.calc-cta {
  text-align: center;
  padding: 2.5rem 1.5rem;
  margin-top: 2rem;
  background: var(--calc-cream);
  border-radius: 12px;
  border: 1px solid var(--calc-border);
}

.calc-cta h2 {
  font-family: "Playfair Display", serif;
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.calc-cta p {
  color: var(--calc-muted);
  margin-bottom: 1.25rem;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

.calc-btn-gold {
  display: inline-block;
  background: var(--calc-gold);
  color: var(--calc-navy);
  font-weight: 600;
  padding: 0.75rem 1.5rem;
  border-radius: 8px;
  text-decoration: none;
  transition: background 0.2s;
}

.calc-btn-gold:hover {
  background: var(--calc-gold-light);
  color: var(--calc-navy);
}

.calc-faq {
  margin-top: 2.5rem;
}

.calc-faq h2 {
  font-family: "Playfair Display", serif;
  font-size: 1.35rem;
  margin-bottom: 1rem;
}

.calc-faq details {
  background: #fff;
  border: 1px solid var(--calc-border);
  border-radius: 8px;
  margin-bottom: 0.5rem;
  overflow: hidden;
}

.calc-faq summary {
  padding: 1rem 1.25rem;
  font-weight: 500;
  cursor: pointer;
  list-style: none;
}

.calc-faq summary::-webkit-details-marker {
  display: none;
}

.calc-faq details[open] summary {
  border-bottom: 1px solid var(--calc-border);
  color: var(--calc-navy);
}

.calc-faq .calc-faq-a {
  padding: 1rem 1.25rem;
  font-size: 0.9rem;
  line-height: 1.65;
  color: #374151;
}

.calc-disclaimer-foot {
  font-size: 0.8rem;
  color: var(--calc-muted);
  text-align: center;
  margin-top: 2rem;
  padding: 0 1rem;
}

/* Hub page */
.calc-hub-intro {
  max-width: 720px;
  margin-bottom: 2rem;
  line-height: 1.75;
  color: #374151;
}

.calc-hub-section-title {
  font-family: "DM Mono", monospace;
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--calc-gold);
  margin: 2rem 0 1rem;
}

.calc-hub-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

@media (max-width: 900px) {
  .calc-hub-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 560px) {
  .calc-hub-grid {
    grid-template-columns: 1fr;
  }
}

.calc-hub-card {
  background: #fff;
  border: 1px solid var(--calc-border);
  border-radius: 12px;
  padding: 1.25rem;
  box-shadow: var(--calc-card-shadow);
  transition: border-color 0.2s, transform 0.2s;
}

.calc-hub-card:hover {
  border-color: var(--calc-gold);
  transform: translateY(-2px);
}

.calc-hub-card h3 {
  font-family: "Playfair Display", serif;
  font-size: 1.05rem;
  margin: 0.5rem 0;
}

.calc-hub-card p {
  font-size: 0.85rem;
  color: var(--calc-muted);
  line-height: 1.5;
  margin-bottom: 0.75rem;
}

.calc-hub-card a {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--calc-gold);
  text-decoration: none;
}

.calc-hub-trust {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-top: 3rem;
}

@media (max-width: 700px) {
  .calc-hub-trust {
    grid-template-columns: 1fr;
  }
}

.calc-tabs {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 1.25rem;
  flex-wrap: wrap;
}

.calc-tab {
  padding: 0.4rem 0.85rem;
  border: 1px solid var(--calc-border);
  border-radius: 8px;
  background: var(--calc-surface);
  font-size: 0.8rem;
  cursor: pointer;
  font-family: inherit;
}

.calc-tab.active {
  background: var(--calc-navy);
  color: #fff;
  border-color: var(--calc-navy);
}

.calc-two-col-results {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.calc-winner {
  background: rgba(201, 168, 76, 0.15);
  border: 1px solid var(--calc-gold);
  border-radius: 8px;
  padding: 0.75rem 1rem;
  margin-top: 1rem;
  font-size: 0.9rem;
  color: var(--calc-gold-light);
}

.calc-table-wrap {
  overflow-x: auto;
  margin-top: 1rem;
}

.calc-table {
  width: 100%;
  font-size: 0.8rem;
  border-collapse: collapse;
}

.calc-table th,
.calc-table td {
  padding: 0.5rem 0.65rem;
  border-bottom: 1px solid var(--calc-border);
  text-align: right;
}

.calc-table th {
  text-align: left;
  background: var(--calc-surface);
}

.calc-cf-row {
  display: grid;
  grid-template-columns: 1fr 120px 32px;
  gap: 0.5rem;
  margin-bottom: 0.5rem;
  align-items: center;
}

.calc-cf-row button {
  background: transparent;
  border: 1px solid var(--calc-border);
  border-radius: 6px;
  cursor: pointer;
  color: var(--calc-muted);
}

.calc-radio-group {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.calc-radio-group label {
  display: flex;
  align-items: center;
  gap: 0.35rem;
  font-size: 0.85rem;
  cursor: pointer;
}